Simpson-Gray Associates (SGA) are a dynamic end to end business consultancy, created to meet today’s business needs.  We harness our experience and professional expertise to provide practical, effective solutions.

You’ll need more than just a practical plan and a healthy business outlook if you’re to move closer to your goal.  Securing additional financial resources is often a huge challenge.  SGA offers you the benefit of an accredited Finance Broker through the Loan Consultancy.  We can introduce you to Business loans, development finance, leases, working capital finance, and other financial services to bring a sense of tangible yet prudent reality. 

Quite often, today’s solutions to problems throw up tomorrow’s opportunities to excel.  SGA believes in putting things right so that you can pave the way to success.  We don’t lose sight of where you want to be in the future.  Our financial expertise will shed light on where you are now, so that you can plan how to bridge the gap and develop a practical plan with a way forward that’s right for you.

SGA believes in making the very most of what you already have.  So here’s a way to make your business listing work even harder.   SGA is proud to present Business Services Guide (BSG), a fresh new on-line business directory to promote your business/service.

 


Business Finance Consultancy
Business Consultancy
Business to Business Marketing


It's your move!

Article from Mergers & Acquisitions March 2003

In the UK 70 to 80 per cent of all borrowing is currently sourced direct from a bank without considering the possibility of using a broker. This differs greatly from the US where it is estimated that in excess of 70 per cent of borrowers recognise the advantage of using a broker.

So what are the advantages to the client of using a Finance Broker?

Time

This, the most valuable of all commodities, can be saved in many areas.   A reputable broker will be able to turn a proposal round very quickly as they will be able to identify the most appropriate lenders for each proposal. The lenders also tend to respond much quicker to a broker application as they recognise that brokers operate on short turnaround times. The risk of upsetting a broker and losing steady deal flow has not gone unnoticed by most lenders.

Presentation

Reputable brokers will be experienced in presenting and packaging an application on behalf of their clients, in a format that will greatly enhance the chances of securing finance.
In many cases, the broker would also attend meetings between the client and funder in order to smooth the process of securing the funds.

Choice

Most brokers have access to a comprehensive range of lenders, which extends well beyond the high street banks into merchant banks, building societies, sub-prime lenders, development funders and private lending consortiums.
Contingent Fees

A broker will normally only get paid once a deal is drawn down, with their fees being linked to the funds raised. For this reason it is in the broker's interests to present the client with the best rates as efficiently as possible. Payment on completion also ensures that a broker will remain on hand to assist with any delays with the process through to legal completion.

Preferential Rates

Brokers are able to negotiate preferential rates for clients, which, in many cases, can more than offset the cost of using a broker in the first place.  So with all these advantages, why do so many clients choose not to go down the broker route?

Many businessmen are entrepreneurs and feel that they do not need to outsource this task as they believe that by contacting their own bank they will get the best deal available. They do not appreciate the advantages of using a broker.
Secondly, many clients are simply not aware of any Finance Brokers (their bank manager does not always tell them) and some accountants will merely direct them to the one or two high street lenders to whom they always refer deals.
Directors:
Lennox Simpson-Gray
Nicki Simpson-Gray
            
Simpsongrayassociates.com © 2006 | Consumer Credit License No:  582819 | Privacy Policy